OCCU, a member-owned credit union based in Eugene, Oregon, is guided by its vision to Enrich Lives. This vision shapes every action, aligning the team with a greater sense of purpose. With each interaction, OCCU strives to positively impact individuals and communities. The values of tenacity, humility, and big-heartedness are central to OCCU's commitment to putting members first.
The Consumer Underwriter typically works 40 hours per week and must be available to work Monday through Sunday from 8:30am to 7:30pm, five days per week, as the schedule requires.
This remote role requires applicants to live in Oregon, Washington, or Idaho. Pay starts at $31.00-$34.75 per hour.
The Consumer Underwriter II reviews and processes consumer and real estate loan applications, making credit decisions per OCCU policies. They assess borrower credit, risk, income, and assets, set loan terms, and approve, deny, or escalate requests as needed. The role includes identifying sales leads, supporting cross-selling, interviewing members about loan needs, ensuring compliance with regulations, and acting as the main contact for third-party vendors.
Applicants must have a minimum of two years' experience in consumer underwriting. Essential skills include both analytical reasoning and critical thinking. To qualify, candidates need either a bachelor's degree in business, finance, accounting, or a similar field, or equivalent credentials.
OCCU offers a comprehensive compensation and benefits package, including low-cost medical, dental, and vision insurance, a 401(k)-retirement plan with employer match, paid time off in addition to 12 paid holidays, tuition reimbursement for eligible education and training, and company-paid long-term disability.
OCCU is an Equal Opportunity Employer, and qualified candidates are encouraged to apply online by submitting their resume and cover letter detailing their qualifications and experience.
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